January 24, 2018

Homeowners can get into the act with “Do It Yourself” repairs through Fannie Mae Homestyle Renovation loans. 

However, there are strict limitations and restrictions. 

“Do It Yourself” projects can only be performed on single unit properties.  They cannot be performed on...

January 20, 2018

Choosing a contractor is a vital component of a successful renovation loan.  Here's some advice on how to make the best decision that you can.

It helps if the contractor has been part of a project in which the buyers were using a renovation mortgage.  That means he or s...

January 16, 2018

When an appraiser is completing a report for a Fannie Mae Homestyle Renovation loan, he or she will actually go out to the property and walk it in its current condition. 

However, before going out to the property, the appraiser will wait until he or she has the bid from...

January 11, 2018

From a guideline perspective there isn't that much of a difference between a typical FHA loan and an FHA 203(k). 

The guidelines surrounding income and assets are the same.  There will be no difference for how income is calculated between the two products. All rules on...

January 4, 2018

When you are using a 203(k) loan the current property that you are purchasing will not have to meet typical FHA criteria until it is finished.  

We aren't just talking about some homes that need new carpets or need a fresh coat of paint.  

We are talking about...

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OneTrust Home Loans is trade name of the legal entity, CalCon Mutual Mortgage LLC, a Delaware LLC (NMLS #46375). The OneTrust name has been registered in most states where CalCon operates, and in those states where it is not registered, we operate as CalCon. Equal Housing Lender. Matt Glynn NMLS #845662 / Matt Mounier NMLS #1378630 

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