February 27, 2018

If you’re looking to utilize a Fannie Mae HomeStyle Loan to refinance and remodel your home, you may be wondering what your maximum loan amount might be.

It’s important to remind you first, that an evaluation of your Debt-to-Income Ratio must indicate that you have the...

February 24, 2018

A 2017 National Association of Realtors study found that the largest segment of the home buyers are 36 years of age and under.  They actually make up 34% of all home buyers, and 60% of this segment are first time home buyers.

In places like San Diego, CA this creates an...

February 21, 2018

It’s February of 2018, and many potential buyers are inquiring about purchasing multi-unit properties.  These buyers see the opportunity to supplement their income and decrease their housing expense by receiving rental income from a second unit.  It's an interesting pl...

February 8, 2018

When considering a Fannie Mae Homestyle Renovation loan, it’s important to remember that the total loan amount (initial loan + renovation costs) cannot exceed the county limit. 

In San Diego County in 2018, that county limit is $649,750.  So for example, if you were buy...

February 2, 2018

Below are the current project types along with the cost and cost recouped%

Project Type                          Cost                   Cost Recouped%

1. Ba...

February 2, 2018

Yes, you absolutely can use a Fannie Mae HomeStyle loan for an investment property. 

You will still need to meet the borrower requirements for a Fannie Mae investment property.  Meaning, you will need to have the minimum down, qualify for the loan, and meet the reserve...

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OneTrust Home Loans is trade name of the legal entity, CalCon Mutual Mortgage LLC, a Delaware LLC (NMLS #46375). The OneTrust name has been registered in most states where CalCon operates, and in those states where it is not registered, we operate as CalCon. Equal Housing Lender. Matt Glynn NMLS #845662 / Matt Mounier NMLS #1378630 

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